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BayFirst is a leading community bank that operates a growing network of banking centers in the Tampa Bay area and originates residential mortgages locally. In addition, BayFirst offers a broad range of retail and business banking services, including small business loans, and is one of the top producing SBA lenders in the country. Oceans, seas, bays and gulfs are all primarily distinguished by size. An ocean and a sea differ mainly by size as oceans are larger than seas. Similarly, the difference between a b... Bay First Financial 700 Central Ave St Petersburg FL 33701 To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. BI viewed a livestream of the incident, which showed the collision happening at around 1:28 a.m., local time.. 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